Terms and conditions

This website and its related products and services are operated by Verge Enterprises LLC.

Questions concerning these Terms may be sent to Nick@NickVerge.com.

In these Terms, “we,” “us,” and “our” refer to Verge Enterprises LLC.

“You” and “your” refer to anyone who visits the website, creates an account, submits information, or purchases or uses one of our products or services.

These Terms may apply to:

• —This website and related websites
• —Physical products
• —Digital products
• —Courses and educational materials
• —Templates and downloads
• —Software and online platforms
• —Memberships and subscriptions
• —Consulting and advisory services
• —Workshops, events, and training
• —Custom services
• —Communications and customer accounts
• —Any other product or service offered by Verge Enterprises LLC

Certain products or services may have additional agreements, order forms, scopes of work, licenses, policies, or purchasing terms.

When additional terms apply, those additional terms become part of your agreement with us. If they conflict with these general Terms, the more specific agreement will control for that particular product or service.

You must be at least 18 years old and legally capable of entering into a binding agreement to make a purchase or create an account.

By using the website, you represent that:

• —You meet these requirements
• —The information you provide is accurate
• —You are authorized to use your selected payment method
• —Your use of the website is lawful
• —You are not prohibited from using the website under applicable law

If you are using the website or purchasing something for a company or another organization, you represent that you have authority to bind that organization to these Terms.

Some products or services may require you to create an account.

You are responsible for:

• —Providing accurate account information
• —Keeping your login credentials confidential
• —Restricting access to your account
• —Keeping your contact and billing information current
• —All activity conducted through your account

Do not share an account unless the applicable product expressly permits it.

You must notify us promptly at Nick@NickVerge.com if you believe your account has been accessed without authorization.

We may suspend or terminate accounts that contain false information, violate these Terms, create security risks, or are used in a way we reasonably consider abusive or unlawful.

We may add, modify, replace, suspend, or discontinue products, services, features, prices, and offers at any time.

Descriptions, images, demonstrations, examples, and previews are provided to help explain an offer. Minor variations may occur, particularly when products, software, services, or materials are updated.

We make reasonable efforts to describe our offers accurately. However, we do not promise that every description, image, price, feature, or other piece of website content will always be perfectly complete or free from error.

We may correct errors and cancel or refuse orders affected by incorrect pricing, technical problems, inventory issues, suspected fraud, or other legitimate business reasons.

If we cancel a paid order without delivering the applicable product or service, we will issue any refund required by law or the applicable purchasing terms.

Submitting an order does not necessarily mean we have accepted it.

We may accept, reject, limit, or cancel an order for reasons including:

• —Incorrect pricing or product information
• —Product availability
• —Suspected fraud or unauthorized activity
• —Payment failure
• —Legal or regulatory restrictions
• —Abuse of an offer
• —Technical errors
• —Inability to provide the requested service
• —Conduct that violates these Terms

An order is generally accepted when payment is successfully processed and we provide confirmation or begin delivery.

Prices are displayed in the currency shown at checkout.

You agree to pay:

• —The stated purchase price
• —Applicable taxes
• —Shipping or delivery charges
• —Processing charges
• —Recurring fees
• —Any other charges clearly disclosed before purchase

Payments may be processed by Stripe or another third-party payment provider.

By providing payment information, you authorize us and our payment providers to charge the applicable amount to your selected payment method.

You represent that you are authorized to use the payment method, that the payment information is accurate, that you will keep billing information current, and that you will pay all authorized charges.

We may suspend access to products or services when a payment is declined, reversed, disputed, overdue, or otherwise unsuccessful.

Some products or services may be offered through recurring subscriptions.

When purchasing a subscription, the checkout page or offer will disclose:

• —The recurring price
• —The billing frequency
• —The initial subscription period, if any
• —Any trial or promotional period
• —How the subscription renews
• —How it may be canceled

By purchasing a recurring subscription, you authorize us to charge your payment method automatically at each billing interval until the subscription is canceled.

Subscriptions may automatically renew unless canceled according to the cancellation instructions provided with the offer or through your account.

You are responsible for canceling before the next billing date if you do not want another charge.

Cancellation generally stops future renewals. It does not automatically create a right to a refund for amounts already charged unless required by law or stated in the applicable refund policy.

We may change subscription pricing by providing any notice required by law. New prices will generally apply beginning with a future renewal period.

Nobody enjoys surprise subscription charges. We will therefore disclose recurring payment terms before purchase, and you agree to actually read them before clicking the purchase button.

The refund, return, and cancellation policy displayed on the applicable product page, checkout page, order form, proposal, or service agreement will control that purchase.

Unless a different policy is expressly provided, purchases are final and nonrefundable to the fullest extent permitted by law. This may include:

• —Digital products
• —Downloadable materials
• —Templates
• —Courses
• —Membership access
• —Consulting
• —Completed services
• —Custom work
• —Deposits
• —Setup or onboarding fees
• —Subscription periods that have already begun

We may consider refund requests in our discretion, but doing so once does not require us to do so again.

Nothing in these Terms eliminates any refund, cancellation, or return right that cannot lawfully be waived.

For refund or cancellation questions, contact Nick@NickVerge.com.

Please contact us before filing a chargeback so we have a reasonable opportunity to address the issue.

Filing a dishonest, fraudulent, or knowingly inaccurate payment dispute may result in:

• —Suspension or termination of access
• —Cancellation of services
• —Collection activity
• —Recovery of chargeback fees
• —Recovery of amounts lawfully owed
• —Other legal remedies

This section does not prevent you from making a legitimate dispute through your payment provider.

It simply means that purchasing something, using it, and then pretending the transaction never happened is not an acceptable refund strategy.

Digital products may be delivered through:

• —Email
• —Download links
• —Customer accounts
• —Membership portals
• —Third-party platforms
• —Other electronic methods

You are responsible for providing a working email address and maintaining access to the device, software, and internet connection needed to use the product.

Unless stated otherwise, purchasing a digital product grants you a limited, personal, nonexclusive, nontransferable, and revocable license to use it for its intended purpose.

You may not resell it, redistribute it, publish it publicly, share account access, copy it for other people, remove ownership notices, claim it as your own, use it to create a directly competing product, or upload it to file-sharing or piracy websites.

Buying a PDF does not mean you purchased the publishing company.

Software and online services may be modified or updated over time.

We do not guarantee that every feature will:

• —Remain available forever
• —Work with every device or browser
• —Be uninterrupted
• —Be entirely free from errors
• —Meet every individual business requirement
• —Be compatible with every third-party platform

We may perform maintenance, change integrations, modify features, establish usage limits, or discontinue functionality when reasonably necessary.

Your access may depend on third-party providers, hosting companies, payment processors, APIs, internet services, or software platforms that we do not control.

Any specific service-level commitments must be stated in a separate written agreement signed by us.

Consulting, advisory, implementation, design, development, marketing, and other professional services may be governed by a separate proposal, statement of work, order form, or service agreement.

Unless expressly guaranteed in a signed agreement, we do not guarantee:

• —Revenue
• —Profit
• —Sales
• —Leads
• —Business growth
• —Customer acquisition
• —Financing
• —Investment returns
• —Regulatory approval
• —Any specific commercial result

You remain responsible for your business decisions, implementation, employees, contractors, legal compliance, finances, and results.

We may provide recommendations, strategies, frameworks, designs, software, or information. You decide whether and how to use them.

Website content, products, courses, templates, communications, and consulting materials may contain educational or general business information.

Unless expressly agreed otherwise in writing, nothing we provide constitutes:

• —Legal advice
• —Tax advice
• —Accounting advice
• —Medical advice
• —Investment advice
• —Financial planning
• —Regulatory advice
• —A substitute for advice from a qualified professional

You should consult an appropriate professional before making decisions requiring specialized advice.

Yes, this includes using a sarcastic Terms and Conditions page generated with the assistance of artificial intelligence.

Any examples, testimonials, case studies, revenue figures, performance claims, projections, or customer results are provided for illustrative purposes.

They do not guarantee that you will achieve the same or similar results. Results depend on many factors, including:

• —Your experience
• —Your offer
• —Your market
• —Your effort
• —Your implementation
• —Your team
• —Your timing
• —Your resources
• —Economic conditions
• —Factors entirely outside anyone's control

Past performance does not guarantee future results.

We are responsible for delivering what we expressly promise. We are not responsible for manufacturing success on behalf of someone who does nothing with it.

Testimonials and reviews reflect the experiences and opinions of the people who provided them.

Individual experiences vary.

We may edit testimonials for spelling, grammar, formatting, or length without intentionally changing their meaning.

We will not prohibit or punish honest consumer reviews. You remain responsible for ensuring that anything you publish is truthful, lawful, and does not violate another person's rights.

Unless otherwise stated, the website and its contents are owned by or licensed to Verge Enterprises LLC. This may include:

• —Text
• —Copywriting
• —Designs
• —Branding
• —Logos
• —Graphics
• —Videos
• —Audio
• —Software
• —Source code
• —Frameworks
• —Processes
• —Templates
• —Documents
• —Training materials
• —Product names
• —Databases
• —Website layouts

These materials are protected by applicable copyright, trademark, trade-secret, and other intellectual-property laws.

You may use the website and purchased materials only as authorized by these Terms or the applicable license.

You may not copy, reproduce, scrape, republish, distribute, sell, reverse engineer, modify, create derivative works from, or commercially exploit our intellectual property without prior written permission.

You may be allowed to submit content such as:

• —Messages
• —Comments
• —Reviews
• —Files
• —Images
• —Feedback
• —Account information
• —Project materials
• —Form responses

You retain ownership of content you lawfully own.

You grant us a limited license to host, store, process, reproduce, and use submitted content as reasonably necessary to provide the requested product or service, operate the website, communicate with you, improve our services, and comply with legal obligations.

You represent that your submissions are accurate and lawful, do not infringe intellectual-property rights, do not violate privacy rights, do not contain malware, and do not contain material you lack authority to provide.

You remain responsible for your content.

If you voluntarily provide an idea, suggestion, feature request, improvement, or other feedback, we may use it without restriction or compensation to you.

Do not send us an idea and then become shocked when we decide it was a good idea.

This does not transfer ownership of confidential materials submitted under a separate written confidentiality agreement.

You may not use the website, products, services, or accounts to:

• —Violate any law
• —Commit fraud
• —Infringe intellectual-property rights
• —Harass, threaten, or harm another person
• —Distribute malware
• —Attempt unauthorized access
• —Interfere with website operations
• —Circumvent security or usage restrictions
• —Scrape or harvest information without permission
• —Impersonate another person
• —Send spam
• —Resell unauthorized access
• —Conduct unlawful surveillance
• —Use automated systems in a way that burdens our infrastructure
• —Reverse engineer software except where the right cannot legally be restricted
• —Use our materials to train competing artificial-intelligence systems without permission
• —Engage in conduct we reasonably determine is abusive, deceptive, dangerous, or disruptive

We may investigate suspected violations and cooperate with lawful authorities where appropriate.

The website may contain links to or integrations with third-party websites, software, payment providers, platforms, tools, and services.

We do not control those third parties and are not responsible for:

• —Their availability
• —Their security
• —Their content
• —Their terms
• —Their privacy practices
• —Their pricing
• —Their business decisions
• —Anything strange they decide to do next Tuesday

Your use of third-party services is governed by their respective agreements.

We may use artificial-intelligence and automated tools in connection with:

• —Content
• —Customer support
• —Research
• —Analysis
• —Software
• —Recommendations
• —Marketing
• —Workflows
• —Product delivery

Artificial-intelligence output may occasionally be inaccurate, incomplete, outdated, or unusual.

You should independently review important output before relying on it.

You may not assume that an automated response has been reviewed by an attorney, accountant, physician, financial adviser, or other licensed professional unless we expressly state that it has.

If we receive information clearly identified as confidential while providing a paid service, we will use reasonable care to protect it and use it for the applicable service.

This does not apply to information that:

• —Was already publicly available
• —Was already lawfully known to us
• —Was independently developed
• —Was lawfully received from another source
• —Must be disclosed by law
• —Was not reasonably understood to be confidential

Any stronger or more specific confidentiality obligation must be included in a separate written agreement.

We may temporarily or permanently restrict access to any part of the website for maintenance, security, legal, technical, or business reasons.

We do not guarantee uninterrupted availability.

The website may occasionally contain:

• —Errors
• —Broken links
• —Outdated information
• —Typographical mistakes
• —Technical problems
• —Features that behave in ways no reasonable person intended

We may correct these issues without prior notice.

To the fullest extent permitted by law, the website, products, services, information, and materials are provided on an “as is” and “as available” basis.

We disclaim all warranties not expressly stated in writing, including implied warranties of:

• —Merchantability
• —Fitness for a particular purpose
• —Title
• —Noninfringement
• —Accuracy
• —Availability
• —Security
• —Compatibility

We do not warrant that the website or services will be uninterrupted, completely secure, error-free, or suitable for every purpose.

Some jurisdictions do not allow certain warranty exclusions. In those jurisdictions, these exclusions apply only to the extent permitted by law.

To the fullest extent permitted by law, Verge Enterprises LLC and its owners, officers, employees, contractors, affiliates, and service providers will not be liable for indirect, incidental, special, punitive, exemplary, or consequential damages. This may include:

• —Lost profits
• —Lost revenue
• —Lost data
• —Lost opportunities
• —Business interruption
• —Reputational harm
• —Cost of replacement services

To the fullest extent permitted by law, our total liability arising from a particular product, service, transaction, or event will not exceed the amount you paid us for the product or service giving rise to the claim during the six months immediately preceding the event.

If you paid nothing, our total liability will not exceed $100.

These limitations apply regardless of the legal theory asserted and even if we were advised that damages were possible.

Nothing in these Terms excludes liability that cannot legally be excluded.

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless Verge Enterprises LLC and its owners, officers, employees, contractors, affiliates, and service providers from claims, damages, losses, liabilities, judgments, costs, and reasonable attorneys' fees arising from:

• —Your violation of these Terms
• —Your unlawful use of the website or services
• —Your content
• —Your infringement of another person's rights
• —Your fraud, misconduct, or negligence
• —Your products, services, business activities, or implementation decisions

We may control the defense of a claim subject to indemnification, and you agree to reasonably cooperate.

We may suspend or terminate your access if:

• —You violate these Terms
• —Payment is overdue
• —A charge is reversed
• —We suspect fraud
• —Your conduct creates legal or security risk
• —You misuse the product or service
• —Continuing the relationship is unlawful or impractical
• —A specific agreement permits termination

Termination does not eliminate obligations that arose before termination, including payment obligations, confidentiality duties, intellectual-property restrictions, disclaimers, indemnification, and liability limitations.

These Terms are governed by the laws of the State of Arizona, without regard to conflict-of-law principles.

Any dispute that is not otherwise governed by a separate written agreement must be brought in a state or federal court with jurisdiction in Arizona.

You consent to the personal jurisdiction and venue of those courts.

Nothing in this section prevents either party from seeking emergency injunctive relief where legally appropriate.

Before filing a lawsuit, you agree to contact us at Nick@NickVerge.com and provide:

• —Your name
• —Your contact information
• —A description of the dispute
• —The transaction involved
• —The resolution you are requesting

The parties agree to make a reasonable good-faith effort to resolve the dispute informally for at least 30 days.

This requirement does not apply where immediate legal action is necessary to prevent imminent harm or preserve a legal right.

To the fullest extent permitted by law, any claim arising from the website, a purchase, or these Terms must be filed within one year after the claim arose.

Claims filed after that period will be permanently barred.

This limitation does not apply where applicable law prohibits shortening the legal filing period.

We are not liable for delays or failures caused by circumstances reasonably outside our control, including:

• —Natural disasters
• —Severe weather
• —War
• —Terrorism
• —Civil unrest
• —Labor disputes
• —Government action
• —Internet outages
• —Utility failures
• —Cyberattacks
• —Epidemics
• —Vendor failures
• —Hosting failures
• —Payment-network disruptions
• —Acts of God
• —Other events that make performance impossible or commercially unreasonable

We may update these Terms to reflect changes in:

• —Our products
• —Our services
• —Our pricing
• —Our technology
• —Our business
• —Applicable law
• —The endless invention of new things lawyers believe need paragraphs

The updated version will be posted on this page with a revised “Last updated” date.

Changes generally apply prospectively from the date they are published.

Where legally required, we may provide additional notice or request renewed acceptance.

You agree that electronic communications satisfy legal requirements that communications be in writing. This may include:

• —Emails
• —Checkout notices
• —Account notifications
• —Electronic agreements
• —Website disclosures
• —Digital receipts

You are responsible for keeping your email address current.

You may not assign or transfer your rights or obligations under these Terms without our written permission.

We may assign these Terms in connection with a merger, restructuring, financing, acquisition, sale of assets, or transfer of the applicable business or service.

If we do not immediately enforce a provision, that does not mean we waived it.

A waiver is effective only when clearly made in writing by an authorized representative of Verge Enterprises LLC.

If any provision of these Terms is found invalid or unenforceable, it will be modified or limited to the minimum extent necessary.

The remaining provisions will continue in effect.

In other words, one broken paragraph does not set the entire document on fire.

These Terms, the Privacy Policy, the applicable purchasing terms, and any separate written agreement form the entire agreement concerning your use of the applicable website, product, or service.

They replace prior discussions or understandings concerning the same subject.

Questions about these Terms may be sent to Verge Enterprises LLC at Nick@NickVerge.com.

That is the end.

By continuing to use the website or purchasing something from us, you acknowledge that you have read and agreed to these Terms.

Or, realistically, you scrolled to the bottom and trusted that nothing completely insane was hidden in the middle.